I’m getting a new credit card – the Smart Cash MBNA Mastercard. I’m a big fan of setting things up so that saving money is automatic. This card does that for me. Every time I spend money I get 1% cash back. If the money was spent on groceries or gas you get 3%. There is no annual fee, and right now for the first 6 month, groceries and gas spending get 5% cash back.
I’ve read the forums and people say it very hard to get the card, and it has high interest rate, which is why I was a little slow to apply. However, the online application was pretty quick and my card arrived within 30 days. I try to not carry any balance so the interest rate is not really a big deal.
Here is the website link for those who are interested in more details.
Also, BIL sent me this forum thread where someone listed all the eligible grocery stores.
A Canadian girl working hard for her money and learning to make her money work hard for her.
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1 comments:
This does sound like a sweet deal, especially the 5% cash back for a few months!
I am too attached to my BMO airmiles card, but if I had to switch, I'd pick this one!!
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