Showing posts with label Relationships. Show all posts
Showing posts with label Relationships. Show all posts

Sunday, July 20, 2014

Changes to our lives

Since the last time I posted, Beau and I have had some big changes to our lives.  Beau and I got married.  We sold our house.  We bought a new house.  And we are expecting a baby!

Ever since we learnt about the impending arrival of our little one, I have again started paying more attention to my personal finances, which I admit I have been neglecting.  I hope to blog more about savings, deals, and investing as Beau and I prepare our financial future with three in the family.

Thursday, June 7, 2012

When did the parent/child role become reversed?

This weekend Mom, Dad and I flew to Vancouver to meet Sis and Bil for a little holiday, more on the weekend trip later.  But I came home on Sunday.  Sis and Bil took the parents to Victoria, and they flew home yesterday.  Sis had to leave from Toronto, and Bil for Ottawa, so they went to the airport with mom and dad, and each took their respective flights. 

Before this we already talked about me picking them up at the airport.  However, little did we know after Sis and Bil’s flights took off, Mom and Dad’s flight was delayed for 3 hours!  They left me a message from a pay phone and told me not to wait up and they’ll get themselves home.

Of course Sis and Bil both said I should go pick them up.  So Beau and I drove to the airport and waited, and somehow completely missed them.  We were freaking out for about 2 hours.  We checked the baggage claim area, we got them to check the plan, I called home and then drove home.  No mom or dad.  If they had gotten in a taxi and came home they would have been home ages ago.

We were worried sick.  I keep telling myself they are adults who lived in this city for 10+ years.  But where can they be at 12am at night?  I’ll tell you where.  On a bus.  Yep.  They took the bus.  Even though it’s super late, and they told me they were taking a taxi.  The relieve. 

When did our roles get reversed?  When did the kids start worrying about the parents getting home, eating right, and getting enough rest?  Because that was Sis and I all weekend.  I guess it’s a sign that we are adults now and it’s time for us to take care of our parents who looked after us all these years.

Friday, January 16, 2009

The one that always pick up the bill



I have this friend. We have known each other a long time. However, we lost contact because I was traveling around. A couple of years ago we found ourselves in the same city and reconnected.. We see each other maybe once a month and when it comes to busy time in his industry even less than that. Every time we go out he insists on paying. Granted that he makes way more than me, but I can afford to pay my share too.

I try to pay for things whenever I can. Like if we were seeing a movie and I get there first I try to buy both our tickets. But I feel it's really uneven in terms of what we spend.

If we were dating, I think I'd be ok with it. But this makes me feel kind of guilty. Should I? Another thing is, I don't remember him always picking up the bill when we knew each other before (before we finished school and he got his awesome job). So maybe he does feel like treating because he can? I don't know.

Flickr Photo by Joan Vincent Canto

Monday, November 24, 2008

Quick update on the aunt situation. I've talked to her, will be transferring the money directly. I decided on doing a lump sum because I takes a lot of coordinating for me to make it to a bank, and checks take time to clear, so once trip to the bank works for me.
On a side note, I know people can transfer money using e-mail, but I've never tried it. It feels a little unsafe. Not sure if that's a reasonable fear, maybe i'll eventually catch on to it like I caught on to online banking.

Back to aunt. I didn’t discuss a repayment schedule yet. I know she won't be in a position to pay me back for awhile. After school, she will taking more junior positions to break into the industry, which means she's taking a pay cut. Also, my cousin is getting close to college age, and I know she has to starting saving for that.

No matter. I just do a little reallocating. Remember I postponed buying a car in August. Now that I can walk to work, I don't really need a new car. I will just put off that purchase for awhile longer.

Friday, November 21, 2008

Calmer

Thanks all for your advice on my last post. Funnily, I told two of my friends and they said the same thing. Maybe not so funny, since I've been so use to all this weirdness that I couldn't see that the best thing is to give my aunt the money directly.

To be fair to my mother, she really does genuinely love my sister and I. She's been doing things this way since before I was born. Change is hard. Harder since she thinks she's doing what's best for everyone, which means anything I try to tell her is just me being childish and stubborn. I guess sometimes parents can't see their children as adults.

Anyway, I'm glad that I can help my aunt. $20K is a major set back in my plans. And a lot of money especially when I think about $5 pay per posts or $9/hour coffee pouring I do so I can save extra money. But I'm grateful that at least I am capable of helping her when she needs me. Worse would be not having anything to give her.

Have a good weekend everyone!

Thursday, November 20, 2008

Frustrated

When I was young, about 4, my parents took my older sister and moved away to make more money and build a better life for us. Being so young, I was left to be raised by my aunt, who was very young at the time, and my grandparents. I love her and her husband like they are my parents. It’s a big long story. Let’s just say, my aunt gave up a lot for my mother and our family picking up the slack in raising me and caring for my aging grandparents. I had always expected that one day I will help them out financially.

My aunt has decided to go back to school. Something that I support fully and am willing to help in any way I can.

Yesterday, my mom asked me how long I've been working. Strange question because she knows exactly how long I've been working. Then she said I must have saved up a lot of money while working. Again, totally weird question because she sees how hard I work and save.

I told her to get to the point. Apparently my aunt has asked to borrow some money for all the expenses while she goes back to school. Mum wants me to lend it to her and not tell anyone, especially dad.

I was super annoyed. Not at lending my aunt money, but at all of mom's little games. I already know about the lying and manipulating that goes on between mum and dad when it comes to money and their families. I gave up trying to change that. What I hate is that both of them constantly put me in the middle and use me to hide things each other.

Anyway, I figured it's more important to help my aunt, so I let the whole hiding it from dad thing go.

I asked how much. She wouldn't say. Then she said expenses are about $2K a month. My aunt is going back to school for 8 months, which is $16K all together. I said how about $18K so she has a little room. Mom said:"What? Come on, you can spare $20K". I think she already had a number in mind and just wanted to manipulate me into it. When is she going to learn that I see through all her little games? I'm not doing this because she succeed in manipulating me. I'm doing this because I love my aunt.

Also, it hurts me how easily she gives away my money. I didn't even get a chance to offer it. Think of all the things I have to do to save that $20K. I guess she doesn't think it's a big deal because dad has always been generous with me and she would probably convince him to give me that money when I need it (for down payment or a car). But $20K I saved up is no strings attached money. $20K from Mom and Dad comes with strings, which she will be perfectly happy to pull.

I know it sounds bad, but every time I go through this it brings me down for a week. Here are my parents, who have been adults for many decades, why can't they just be honest and talk about things like normal people?

Oh, when I told her I will write a cheque for her to send to my aunt, she hm'd and ha'd and said to wait. It's typical behavior. She probably another little plan, which she won't tell me. It hurts my head to think what it might be. I'll just make sure the money's ready.

Friday, October 17, 2008

Dear Anonymous

An Anonymous commenter called me selfish after my last rant on Family that keeps taking. I felt it was quite unfair and wrote a long post in response. However, after I wrote it I no longer felt the need to post it. It should be expected, when I post excerpts and not a whole novel on this particular relationship, readers may not to get the whole picture. That's ok. Because I don't want to write a whole novel on something negative anyway. So here is my short reply.

Nowhere in my post did I say I will not help her. I've always tried to help her regardless of how big or small the requests are because I understand how hard it is to be where she is right now (just out of school, low on funds, and looking for a job). I even offer advice and help on areas I think she might need support without her asking for it.

My complaint is that she doesn't seem to be making any effort herself. My frustration is she expects it as her due. She does not appreciate the fact that we are all taking time out of our busy lives to help her. She's been rude to my mother, ignores everyone else in the family until she wants something, and bad mouth us to all our relatives. So if venting my frustration on my blog makes me selfish, I can live with that.

BTW, I'm not talking about Sis here.

Friday, August 22, 2008

Housing woes

A few weeks ago the Ex calls me all excited. He put in a bid on a house at $20K below asking and it was accepted. It was a well maintained, old brick, three floor with basement. There are two rental units already occupied, and the owners are applying for a zoning change to convert the basement into another unit. A good investment for him. However it fell through. Because of new piping and electrical wiring regulations, the house is no longer up to code. The insurance company won’t insure it and he won’t have the money to do the major overhaul after the purchase.

Part of the reason for the cash flow problem is that his condo here hasn’t sold yet. His Realtor convinced him to do the floors and paint and then relist. But he’s not too optimistic on account of his Realtor not being very communicative lately. I told him what places are going for here (I did a little searching and a couple of my friends are also renting out their place). Now he’s considering renting it out instead.

Monday, I had to met up with the contractor because he couldn’t find the Realtor to let him into the condo. I got the keys back yesterday.

Tonight I scheduled to meet his chosen property manager to show him around the condo and building. I went over early to inspect the floor and paint job and take photos for him. Then I met up with the PM, showed him around, and gave him all the keys. As I walked home I felt real closure.

I hope something good happens for him. It’s been a frustrating few months.

Tuesday, August 19, 2008

On my own

The BF and I split up. A while back. This might not be a big surprise, as I didn’t talk about moving to his city after my layoff. We still talk, and I help him out with things he needs help with here (more later). Actually, after my layoff he offered to pay for my flight, and rent free living while I looked for a job. It was tempting. The breakup has been hard on the both of us. It didn’t come after any big event. Just the realization that the distance is too great. More importantly as we were both going through some big changes this year, we realized we see some things very differently. When it comes time to really support each other we fall short. So even though moving in with him would solve the distance problem, we still can’t close the gap on other things. We are probably better off in the long run.

That being said. We are very similar in some aspects like our interests, sense of humor, financial views etc. Sunday he called me. He had been to see open houses. He said looking at houses and seeing young couples house shopping and planning made him think of us and how it could have been. What can I say? I think of him too. It will take a little time.

Friday, June 20, 2008

Dinner

Well, I've come back from dinner and now I can't sleep. Probably because of the two glasses of wine I drank. The plan of having something light didn't work because my friend and SO wanted us to split an appetizer platter and entree platter. No big deal. It was heavier than I wanted but yummy non the less.

Today is pay day from my regular job. Also, I got money back from my No Hassle Reward. This means I have $36.18 extra for the funds. $28.56 goes to fully fund the East coast travel fun. Yay! The rest ($7.62) goes to laptop fund.

That friend

Do you have friends who are just inseparable from their Significant others? I do. It’s not bad usually. Except one, whose SO I secretly don’t particularly like much (to hang out with at least)? He’s a nice guy and all. But we don’t have anything in common. Conversation usually end up being them talking about couples they know and what they did, or old friends we knew and he didn’t. We no longer do anything together other than talk, so what’s there to talk about that’s common between all three of us?

It doesn’t help that he’s got the attention span of a hamster. He tries. Like he’d say what are you up to? Then before I even finish the sentence he’d interrupt with some inappropriate comment or irrelevant topic. We’d ended up talking in depth about the salad he had during lunch that day, or how funny it was that the last time he had pot and he couldn’t feel his toes.

Well, I’m having dinner with them. I’ve only got $20 in my budget to last me until end of Saturday, and it’s not my way to spend Friday night. But I couldn’t get out of it. We haven’t seen each other in ages (I wonder why) and she’s very sensitive about things like that.

I think I’ll just order the lightest thing on the menu and a big drink. Hopefully, it’ll be cheaper and the meal will go quickly.

Thursday, March 20, 2008

Last Easter

“Babe, can we borrow a child and take them to an Easter Egg hunt? I want to go to an Egg hunt.” That’s me.

“Ok. I’m sure one of our friends would love a few hours of free babysitting.” That’s the bf.

**
“I’ve been scheduled on a business trip to China. No Easter Egg hunt, and I have to spend my birthday on a plane! Boohoo!” That’s me a few days later.

“I’m sorry to hear that.” That’s the bf.

**
“Hey. Chocolate Easter Egg. Where did you get that from?” That’s me a few days before my trip.

“I don’t know. You can have it.” That’s the bf.

“Mmmm…chocolate egg with the creamy caramel center. Maybe later. Show is on!” Me tuning into OUR favorite show – America’s Next Top Model (ok mine show).

10 minutes later, I look at the egg all by itself on the unusually empty coffee table.

“Umm…why do you only have one sitting all by its lonesome on the coffee table?”

“I don’t know where the rest went...”

30 seconds of vacant staring…you can see the wheels turning in my brain.

“Easter Egg Hunt!”

I know I’m slow.

Anyway, cost of chocolate Easter eggs? Under $20. Entertaining your girlfriend AND getting out of watching America’s Next Top Model? Priceless.

Enjoy your Easter! I will be looking for a Easter Egg Hunt.

Saturday, March 15, 2008

Coffee and Tea with the Girls

Tonight one of my girlfriends became a home owner. Her and her boyfriend just signed the contracts for a two bed, two bath, 1200 square feet condo with a 700 square feet private roof top patio for approx. 430k.

We are all very happy for her. It sounds amazing. I could not hope to get something as nice. Ah the power of dual income. Makes me very aware of my singleton status (well I am practically with the bf being so far away). What’s worse, everyone is talking about summer BBQ’s and cocktail parties, all of which I will be attending alone while everyone else will be in couples. I am not kidding. Currently of my friends in this city I’m the only single girl/guy I know.

This is not suppose to happen! Not yet! I’m not ready!

Some financial windfall of a non-dating singleton – non-dating part on account of still having ld bf who I will never see:
1. No longer going out as much as person to go out with is gone, and don’t like to frequent events with mostly couples.
2. Less gas on driving to bf and going out
3. More time on my hands = maybe getting part time job to fend off boredom

Friday, March 7, 2008

On my Own

I’ve actually started this post a few times but never finished or posted anything. The bf moved away, far away. It’s a good career move for him. Just like moving with him is not a good move for me.

I should be prepared because we’ve known this for what seem like months and months. The move date kept on changing so he ended up moving when I was away in Egypt. While in Egypt it was easy to block it all out and pretend he didn’t leave at all. It’s a little harder to do now that I’m home.

We decided to give this long distance thing a try. So I will be saving up for a trip to visit him soon. I bought some Skype minutes. We were going to talk over messenger however, he is without Internet right now. It’s not too bad. Skype rates are reasonable. Also I browsed Great Canadian Rebates just on the off chance there is a good deal. There is. A whopping 15%! I’m impressed.

We’ll see. I don’t know what will happen because he’s so far away.

Tuesday, February 12, 2008

Feeling low on funds

It’s seems like everything hit me in one weekend and I’m feeling a little overwhelmed by the possible large amount of spending money I need for this year.

The Egypt trip is going to take a big chunk out of my budget. Also, Sis talked to me about a cruise trip for Mum and Dad in September as Mum’s 60th gift. She didn’t expect me to pay because she knows I don’t make as much as them. However, it would be very expensive for her and Bil so I still like to help out. Also, she wants me to come with. So that’s potentially paying for myself and paying part of Mum and Dad. AND the cost of flights!

The bf is moving away. I promised him I’d take one trip to see him. The flight is going to be expensive but I don’t see any other expenses from that trip since he should pay for everything else.

Then there are little costs popping up all over the place. Although, I’ve been trying to ignore the signs but I think my Motorola Razr battery is going. My friends are planning to visit in the summer, which comes with cost of eating out and doing things. I need to replenish the contact lens supply sometime soon.

Finally I’ve run out of conditioner. Ok. It’s peanuts compared to the rest but I felt like saying it. Do you find you run out of conditioner about 3 times as fast as shampoo?

Anyway, when I feel more optimistic I will have a plan. Right now I just like to complain a little.

Thursday, December 20, 2007

'Tis the season for break-ups?

Just this week two of my friends have broken up with their boyfriends. Well, rather the boyfriends broke up with them. Just before Christmas!? That seriously sucks. It's like having to spend money and time on a thoughtful gift is just the last straw.

It's not been the best Christmas for me and my guy either with his March deadline for relocating overseas (permanently) looming over us.

I know it's not great for the budget, but I think a night out with the girls sipping yummy champagne at our favorite restolounge is what we need.